Dustin was a victim of the collapsing economy in Detroit. As his job in the auto industry put him on lay-off after lay-off, he did what everyone else was doing, he sought Unemployment benefits. After being told time and again that he was entitled to benefits, the Unemployment Insurance Agency accused him of fraud and demanded $60,000 of repayment. Unable to fight the convoluted and draconian Unemployment Insurance restitution system, he came to us for a Chapter 7 bankruptcy. Dustin discharged $40,000 of medical bills and credit card debt. Even better, we negotiated a repayment plan with the Unemployment Insurance Agency reducing his debt from $60,000 to $26,000, paid at $150 per month.