Chapter 13 Hardship Discharge Saves Debtor from Disaster

We helped Angie in Rockwood file a Chapter 13 bankruptcy, got it approved by the court despite her income being about $98,000 annually, and then got her a very special kind of discharge. Angie received a “Hardship Discharge.” This is a bankruptcy discharge that is only available in limited circumstances, when the debtor has made a good and honest effort to repay their creditors in Chapter 13, but has been unable to do so due to circumstances beyond their control. Hardship Discharges are rare, and many bankruptcy attorneys are unwilling to even attempt to obtain them, but with the right circumstances and an attorney who is willing to fight for you, a Chapter 13 Hardship Discharge is a tool that can save a debtor from disaster.

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