Courtney from Riverview came to us expecting to file a Chapter 13 because her husband earns more than $80,000 a year. She did not believe she could qualify for Chapter 7 bankruptcy because internet research told her that her household income was too high. In fact, Courtney was an excellent candidate for Chapter 7 and was able to discharge more than $40,000 of credit card debt and medical bills. The moral is that not everything you find on the internet is credible, and there are exceptions to most rules. A good lawyer knows the rules and the exceptions, and is not afraid to shatter a few preconceived notions.