Home Saved by Chapter 13 Filing

Chris was in debt beyond his ability to pay, but he owned his home in Taylor outright. It was worth about $50,000, and if he filed a Chapter 7 bankruptcy, it might have been taken and sold by the Chapter 7 Trustee. Instead, we were able to get Chris into a Chapter 13 bankruptcy with a plan payment of $385 per month for three years. At the end of the court-approved repayment plan, Chris will discharge about $20,000, be debt free, and will still own his Taylor home.

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